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Paper 1 · Insurance

In which case would the principle of proximate cause prevent the insured from being compensated?

AA field of wheat covered against fire is destroyed in a veld fire.
BA vehicle insured against accident is stolen and damaged by thieves.
CA warehouse insured against theft loses goods to burglars.
DGoods covered by an "all risks" policy are destroyed by fire.

ZIMSEC Commerce 7103/1 Paper 1, June 2004, Q29

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